SEP IRA & SIMPLE IRA - SEP IRA (home)

About SEP IRA & SIMPLE IRA

Welcome to our SEP IRA & Simple IRA information website.

SEP IRA and SIMPLE IRA information website is dedicated to bringing resources on SEP IRA and SIMPLE IRA, including Keogh retirement plans, SIMPLE IRA rules, and SEP IRA contribution limit. SEP IRA, SIMPLE IRA and Keogh plans are very beneficial for some self employed business owners. We will outline all the IRA rules associated with SEP IRA, SIMPLE IRA, and Keogh plans. All information on this SEP IRA and SIMPLE IRA website are free resources to help you make more informed decisions about your retirement plans.

Let us get straight to the point. Most employers, including Sole Proprietors, Partnerships, Corporations, "S" Corporations, Tax Exempt Organizations and any State or Local Government Agency may establish a SEP IRA or SIMPLE IRA for their business employees.

Generally, all employees satisfying the following criteria MUST be included in the SEP IRA or SIMPLE IRA accounts:

At least age 21
have worked for the employer in any part of three out of the last five years,
have earned at least $450 during the year (adjusted annually by the Treasury

Self-employed individuals may establish a SEP IRA for themselves.

So, if you are looking for:	Consider a:
Maximum flexibility No IRS form 5500 filings Opportunity to defer as much as $41,000 per year for each eligible employee	SEP IRA
A plan that allows eligible employees to contribute for their own retirement. No IRS form 5500 filings	SIMPLE IRA
Largest deductible contribution allowed in a defined-contribution retirement plan.	Profit Sharing Plan or Money Purchase Plan or Keogh plans

For more specific information about SEP IRAs, Simple IRAs, and Keogn retirement plans for your organization, please click on one of the corresponding buttons in the menu tab to the left. Thanks for visiting our SEP IRA website, and we hope you found just the information on SEP IRA, SIMPLE IRA, or Keogh plans you're after! For questions or comments, please use our contact form.

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SEP IRA and SIMPLE IRA website provides free resources on SEP IRA and SIMPLE IRA. For your specific SEP IRA or SIMPLE IRA needs, please consult your attorney.